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Insurace Required  Please choose the appropriate Plan, Coverage and other option(s) to suit your needs. Proposed Insured 1 Proposed Insured 2
Plan Name:
Coverage Amount:
Annual net earned income: $ $
Designation & Duties at work
  e.g. Office Admin, Driver, Machine Operator, Sales etc
About Insured  Age, Gender & Smoking status is required to give you the accurate quote for the chosen plan.    
Month & Year of Birth
Gender
Smoking Status:
     
How we reach you We email you personalized quotes from up to 30 Insurance Companies to compare and Licensed Consultant will call you to help choosing the right plan to suit your needs and budget.    
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Overhead Expense Calculator
Enter average monthly expenses incurred in the opration of office
1. (A) Rent or $
  (B) Property Taxes and mortagage interest payments plus depreciation or principal payments $
2. Office Maintenance $
3. Public utilites(heat,water,electricity) $
4. Telephone,Postage,Paging,Fax and answering service $
5. Employee salary and benefits (except as below) $
6. Management company fee (excluding family owned firm) $
7. Accouting Service $
8. Professional Association Membership fees $
9. Property and liability insurance premiums $
10. (A) Leased equipment or $
  (B) Iinterest plus depreciation or scheduled principal payments for equipment $
11. Interest plus principal payments for business loan from a financial institution to purchase business $
12. Other fixed expenses (normal and customary) $
  Total $0
  Do not include expenses for :  
1. The purpose of acquiring goods for sale,supplies or addtion to inventory  
2. Salaries,fees,drawing account or renumeration for: the proposed insured,any member of the proposed insured's profession or related profession,any person sharing the expenses of the proposed insured  
3. travel and / or entertainment