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Business Insurance >> Group Benefits For Employee

As a business owner, you face unique challenges every day. These challenges evolve as your business grows and establishes itself. small business solutions can help you pull it all together. We assist business owners with everything from managing business costs, to attracting the best employees, and growing personal wealth. Our group benefits programs for small business:

• are affordable

• are easy to purchase

• can be tailored to meet your company’s specific needs, and

• will form an important part of your long-term business plan and your long-term business success. A benefits program gives you:

• a competitive edge in the job market

• a cost-effective method to protect employees and their families

• a tax effective form of compensation


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Overhead Expense Calculator
Enter average monthly expenses incurred in the opration of office
1. (A) Rent or $
  (B) Property Taxes and mortagage interest payments plus depreciation or principal payments $
2. Office Maintenance $
3. Public utilites(heat,water,electricity) $
4. Telephone,Postage,Paging,Fax and answering service $
5. Employee salary and benefits (except as below) $
6. Management company fee (excluding family owned firm) $
7. Accouting Service $
8. Professional Association Membership fees $
9. Property and liability insurance premiums $
10. (A) Leased equipment or $
  (B) Iinterest plus depreciation or scheduled principal payments for equipment $
11. Interest plus principal payments for business loan from a financial institution to purchase business $
12. Other fixed expenses (normal and customary) $
  Total $0
  Do not include expenses for :  
1. The purpose of acquiring goods for sale,supplies or addtion to inventory  
2. Salaries,fees,drawing account or renumeration for: the proposed insured,any member of the proposed insured's profession or related profession,any person sharing the expenses of the proposed insured  
3. travel and / or entertainment